Remote Insurance Underwriter - Complex Risks

About the Role

Our client is seeking a highly skilled and experienced Remote Insurance Underwriter specializing in Complex Risks . This position, based out of Paarl , allows you to work from anywhere, focusing on evaluating and pricing intricate insurance exposures for large commercial clients. You will leverage your deep understanding of diverse industries and risk factors to develop tailored insurance solutions, ensuring profitability and client satisfaction. This is an exciting opportunity for a senior underwriter who excels in a remote setting and thrives on tackling challenging underwriting scenarios.

Key Responsibilities

• Underwrite complex commercial insurance accounts, assessing risks across multiple lines of business and industries.
• Develop accurate pricing models and negotiate terms and conditions with brokers and clients.
• Conduct thorough risk analysis, utilizing financial statements, loss history, and other relevant data.
• Maintain and grow a profitable book of business through proactive client engagement and expert underwriting.
• Collaborate effectively with internal teams, including claims, legal, and actuarial, to ensure comprehensive risk management.
• Stay abreast of market trends, regulatory changes, and emerging risks impacting commercial insurance.

Requirements

• Minimum of 8 years of experience in commercial insurance underwriting, with a significant focus on complex risks.
• Proven track record of successfully underwriting large, multifaceted accounts.
• Strong analytical, decision‑making, and problem‑solving capabilities.
• Excellent negotiation and communication skills, with the ability to build rapport with brokers.
• Proficiency in underwriting software and data analysis tools.
• Bachelor's degree in Business, Finance, or a related field; professional designations are a plus.

Benefits

• Competitive salary and an attractive performance‑based bonus structure.
• Fully remote work arrangement, offering maximum flexibility and work‑life balance.
• Comprehensive health, dental, and vision insurance coverage.
• Generous paid time off and a commitment to employee well‑being.
• Access to cutting‑edge technology and professional development resources.